Finance Energy Improvements! Cost-effective energy-saving measures may be financed as part of the mortgage! Make an older, less efficient home more comfortable and affordable!Increase Your Buying Power! Stretch debt-to-income qualifying ratios on loans for energy-efficient homes! Qualify for a larger loan amount! Buy a better, more energy efficient home!WHO BENEFITS from the ENERGY EFFICIENT MORTGAGE?Buyers: Qualify for a larger loan on a better home! Get a more comfortable home NOW. Save money every month from Day One. Increase the potential resale value of your home.Sellers: Sell your home more quickly. Make your house affordable to more people. Attract attention in a competitive market.Remodelers/Refinancers: Get all the EEM benefits without moving. Make improvements which will actually save you money. Increase the potential resale value of your home.Pay for energy improvements easily, through your mortgage. Your lender can increase your loan to cover energy improvement costs. Monthly mortgage payments increase slightly, but you actually save money because your energy bills will be lower!