Glenn Kavanagh writes all blog posts on this site.
Programs, rates, and fees are subject to change at any time without notice. This information provided is deemed reliable but not guaranteed. The information on this website is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. All mortgage financing is subject to credit and underwriting approval. Receipt of borrower’s application or inquiry does not represent an approval for financing or rate guarantee. Atlantic Bay Mortgage Group is an Equal Housing Lender and Equal Opportunity Lender.